About Us

Tim Kober is the founding principal of Cedar Financial Advisors, LLC, an independent, fee-only financial planning firm based in Portland, Oregon.  Tim specializes in providing Fee-Only financial planning, investment advice, and hourly consulting to individuals and families.   

Prior to founding Cedar Financial Advisors, Tim spent 18 years as a Director of Strategic Planning and other Senior Management positions at Intel Corporation.  He played a key role in creating and managing several successful businesses and product lines, and was valued as a trusted advisor to executives and as a leader/mentor to his team. 

Tim has taken his passion for investing, solving problems and helping others and applied it to personal financial planning.  He applies the same strategic thinking, problem solving, organizational, and communications skills that made him highly effective in a corporate setting to help individuals and families define and realize their personal goals. 

Recognizing the critical need for fiduciary financial advisors that help clients reach their goals using sound, academically proven investment strategies, Tim established Cedar Financial Advisors, LLC.

Blessed with a wonderful wife and child, Tim loves outdoor activities such as hiking, cycling, alpine skiing, and tennis. In 2007 he rode in Cycle Oregon, an annual six day cycling adventure.  He is active volunteer in his community and at his daughter’s school. 

Tim is a CERTIFIED FINANCIAL PLANNER™ Professional and received his BS in Engineering from California State University, Northridge. He is a NAPFA Registered Financial Advisor. The National Association of Personal Financial Advisors (NAPFA), is a national organization of fee-only financial advisors with the highest standards for professional competency, comprehensive financial planning and Fee-Only compensation.

Financial Fiduciary

A fiduciary is a person or firm that has a legal responsibility to put the interest of their clients ahead of their own.  A physician, an attorney and a CPA are held to this standard.  Why not your financial advisor?

At Cedar Financial Advisors , we strongly believe that anyone who is helping people with issues as important as their financial security should be held to a fiduciary standard. 

The following excerpt is from Wikipedia:
http://en.wikipedia.org/wiki/Fiduciary

A fiduciary duty is the highest standard of care imposed at either equity or law. A fiduciary is expected to be extremely loyal to the person to whom they owe the duty (the "principal"): they must not put their personal interests before the duty, and must not profit from their position as a fiduciary, unless the principal consents. The fiduciary relationship is highlighted by good faith, loyalty and trust, and the word itself originally comes from the Latin fides, meaning faith, and fiducia.

You can also visit http://www.focusonfiduciary.com/ for more information and to watch the “5 things you need to know about your financial advisor” presentation.

this page last updated on 090804