Disciplined investing feels like punishment

You know that the keys to long-term investment success include a diversified portfolio and periodic rebalancing. Meaningful diversification requires including international stocks, even when the recent performance has been poor and the future looks uncertain. Maintaining international stock investment discipline over the last five years feels like punishment. International stocks have under performed US stocks […]

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Top Ten Obsolete Obamacare Insurance Terms

Let’s take a journey through the pre-Obamacare individual health insurance application process for a list of the top ten obsolete health insurance terms.  Each of these terms are passé with the launch of the individual health insurance exchanges. If you currently purchase insurance on the individual market, you may have forgotten how scary, invasive, confusing, […]

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ACA – Health Care Subsidy Calculator

This tool from the Kaiser Family Foundation illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). Beginning in October 2013, middle-income people under age 65, who are not eligible for coverage through their employer, Medicaid, or Medicare, […]

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