This tool from the Kaiser Family Foundation illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). Beginning in October 2013, middle-income people under age 65, who are not eligible for coverage through their employer, Medicaid, or Medicare, can apply for tax credit subsidies available through state-based exchanges. The Oregon exchange is called Cover Oregon.
Oregonians with household incomes up to 138% of the federal poverty level (which is about $33,000 for a family of four) are eligible for Medicaid, and can apply at Cover Oregon.
With this calculator, you can enter different income levels, ages, and family sizes to get an estimate of your eligibility for subsidies and how much you could spend on health insurance. As premiums and eligibility requirements may vary, contact Cover Oregon with enrollment questions.