Personal Finance, Financial Planning, and Investment Management tidbits
Posted in Investing on Apr 30th, 2011
The utility of “Buy and Hold”, AKA Strategic Asset Allocation, was once again demonstrated in 2010. The 2010 Callan Periodic Table of Investment Returns was recently published. A link to the Periodic Table is here. BlackRock has a periodic table tool, which supports the creation of customized reports. I prefer the BlackRock tool because the [...]
Posted in In the news, Retirement Planning, Saving on Nov 15th, 2010
Amy Buttell, a freelance writer and editor, describes creative strategies for saving money in retirement in an article for Fox Business. I provided background information and am quoted in the article. “By the time people are ready to retire, or have already retired, they should have a very current picture of what their spending is,” [...]
Posted in Medicare, Retirement Planning on Oct 18th, 2010
Medicare Open enrollment starts on November 15th, and the 2011 plan information is available on the www.medicare.gov website now. Oregon 2011 Medicare Fast Facts • 32 Medicare Prescription Drug Plans (PDPs) available • 85% of people with Medicare have prescription drug coverage (including 64% with Part D) • 27% of people with Part D get [...]
Posted in In the news, Retirement Planning, Social Security on Oct 8th, 2010
Amy Buttell, a freelance writer and editor, tackled the complex issue of when to claim Social Security Benefits in an article for Bankrate.com. I provided background information and am quoted in the article. “Retirement planning is complicated, beginning with the decision about when to begin taking your Social Security benefits. On one hand, if you [...]
Posted in Investing, Retirement Planning on Jun 8th, 2010
What does the term “get your ducks in a row” mean? According to the wiseGEEK, when a person is fully prepared for any eventuality and has every element in place, he or she can indeed be said to have his or her ducks in a row. Jim Blankenship, CFP®, EA Getting Your Financial Ducks In [...]
Posted in Investing on Feb 19th, 2010
Review of the 2009 Callan Periodic Table of Investment Returns, including the BlackRock Asset Class Returns Table
Posted in In the news, Investing, Retirement Planning on Jan 5th, 2010
January 2010: Tim helped the Ebers family with a Portfolio makeover, published in Money Magazine. You can read about the Ebers family and the advice I provided here.
Posted in Investing, Retirement Planning on Sep 29th, 2009
Intel employees are now eligible to exchange their current underwater stock options for new options at a lower strike price. Employees should carefully consider the assumptions and trade-offs to make an informed decision.
Posted in Investing on Aug 25th, 2009
Standard & Poors recently released the Midyear 2009 results for the Standard & Poor’s Indices Versus Active Funds Scorecard (SPVIA). The report is now published semi-annually, and the key findings are summarized below. The prior report was published for year end 2008 data, and reviewed on this blog post. You can read the full report [...]
Posted in In the news, Retirement Planning on Aug 24th, 2009
Brent Hunsberger, the personal finance columnist for The Oregonian, tackled the often complex topic of annuities in his Sunday column. My take: immediate annuities have a role in retirement income planning. However, it’s important to understand the embedded costs and “apples to apples” cash-equivalent yield of a variable annuity with a Guaranteed Lifetime Income Benefit [...]
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