Personal Finance, Financial Planning, and Investment Management tidbits
Posted in In the news, NAPFA, Retirement Planning on Apr 30th, 2013
Christine Dugas, Money Watch columnist from USA Today answers reader questions about saving protecting and growing money. On March 22, 2013, I answered this question. Q: When my wife retires this year she will receive a lump sum retirement benefit. We are trying to decide what to do with it to provide a steady monthly [...]
Posted in Fee-Only, Fiduciary, Investing, NAPFA, Retirement Planning on Apr 25th, 2013
I was on the phone with a client yesterday, and he mentioned that he and his wife had watched a great PBS Frontline documentary called The Retirement Gamble. He told me that “they were saying the same things about fees and low cost index mutual funds that you and Peggy have been telling us” That [...]
Posted in In the news, Retirement Planning, Saving on Nov 15th, 2010
Amy Buttell, a freelance writer and editor, describes creative strategies for saving money in retirement in an article for Fox Business. I provided background information and am quoted in the article. “By the time people are ready to retire, or have already retired, they should have a very current picture of what their spending is,” [...]
Posted in Medicare, Retirement Planning on Oct 18th, 2010
Medicare Open enrollment starts on November 15th, and the 2011 plan information is available on the www.medicare.gov website now. Oregon 2011 Medicare Fast Facts • 32 Medicare Prescription Drug Plans (PDPs) available • 85% of people with Medicare have prescription drug coverage (including 64% with Part D) • 27% of people with Part D get [...]
Posted in In the news, Retirement Planning, Social Security on Oct 8th, 2010
Amy Buttell, a freelance writer and editor, tackled the complex issue of when to claim Social Security Benefits in an article for Bankrate.com. I provided background information and am quoted in the article. “Retirement planning is complicated, beginning with the decision about when to begin taking your Social Security benefits. On one hand, if you [...]
Posted in Investing, Retirement Planning on Jun 8th, 2010
What does the term “get your ducks in a row” mean? According to the wiseGEEK, when a person is fully prepared for any eventuality and has every element in place, he or she can indeed be said to have his or her ducks in a row. Jim Blankenship, CFP®, EA Getting Your Financial Ducks In [...]
Posted in In the news, Investing, Retirement Planning on Jan 5th, 2010
January 2010: Tim helped the Ebers family with a Portfolio makeover, published in Money Magazine. You can read about the Ebers family and the advice I provided here.
Posted in Investing, Retirement Planning on Sep 29th, 2009
Intel employees are now eligible to exchange their current underwater stock options for new options at a lower strike price. Employees should carefully consider the assumptions and trade-offs to make an informed decision.
Posted in In the news, Retirement Planning on Aug 24th, 2009
Brent Hunsberger, the personal finance columnist for The Oregonian, tackled the often complex topic of annuities in his Sunday column. My take: immediate annuities have a role in retirement income planning. However, it’s important to understand the embedded costs and “apples to apples” cash-equivalent yield of a variable annuity with a Guaranteed Lifetime Income Benefit [...]
Posted in Retirement Planning on May 22nd, 2009
A recent analysis by Charles Schwab found that 43% of the 401(k) assets held by workers who left their jobs in the first quarter of 2008 still remains in the old plans. Leaving your assets on autopilot in your old employer’s plan may not be the smart thing to do. Assets left in an old [...]
NAPFA Personal Finance Blog