Reminder: Medicare Open Enrollment for 2013 ends December 7th, 2012

The Medicare Advantage 2013 calendar year Annual Enrollment Period ends on December 7,2012.  You can compare plans and enroll online at www.medicare.gov The Oregon Senior Health Insurance Benefits Assistance Program (SHIBA) has provided these tips for comparing plans: Find your insurance cards: You may need your red, white, and blue Medicare card to review benefit […]

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The Difference Between Fee-Based and Fee-Only Advisors

Esther Pak at Morningstar does a good job explaining the often-overlooked difference between Fee-Only and Fee-based compensation methods.  She also explains that Registered Investment Advisers are held to a Fiduciary standard and that stock brokers are held to a “suitability” standard.  Read the article The Difference Between Fee-Based and Fee-Only Advisors by clicking on the […]

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In the news – When should you apply for Social Security?

Amy Buttell, a  freelance writer and editor, tackled the complex issue of when to claim Social Security Benefits in an article for Bankrate.com.  I provided background information and am quoted in the article. “Retirement planning is complicated, beginning with the decision about when to begin taking your Social Security benefits. On one hand, if you […]

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