When do you plan to retire? Emily Brandon, the retirement editor at US News and World Report, explores factors to consider when deciding what age to retire. Factors include the need to work longer to increase savings, Medicare eligibility, and higher Social Security Full Retirement Age (FRA). You can read the full article here. I […]
Christine Dugas, Money Watch columnist from USA Today answers reader questions about saving protecting and growing money. On March 22, 2013, I answered this question. Q: When my wife retires this year she will receive a lump sum retirement benefit. We are trying to decide what to do with it to provide a steady monthly […]
The Cedar Mill News, our monthly community news source, includes a featured local business in each issue. The Featured Business in the January 2011 issue is Cedar Financial Advisors. The article provides a good overview of my background and services. You can read the article here: Featured Business – Cedar Financial Advisors.
Amy Buttell, a freelance writer and editor, describes creative strategies for saving money in retirement in an article for Fox Business. I provided background information and am quoted in the article. “By the time people are ready to retire, or have already retired, they should have a very current picture of what their spending is,” […]
Amy Buttell, a freelance writer and editor, tackled the complex issue of when to claim Social Security Benefits in an article for Bankrate.com. I provided background information and am quoted in the article. “Retirement planning is complicated, beginning with the decision about when to begin taking your Social Security benefits. On one hand, if you […]
January 2010: Tim helped the Ebers family with a Portfolio makeover, published in Money Magazine. You can read about the Ebers family and the advice I provided here.
Brent Hunsberger, the personal finance columnist for The Oregonian, tackled the often complex topic of annuities in his Sunday column. My take: immediate annuities have a role in retirement income planning. However, it’s important to understand the embedded costs and “apples to apples” cash-equivalent yield of a variable annuity with a Guaranteed Lifetime Income Benefit […]
June 2009: Tim is quoted at Kiplinger.com in an article entitled “7 Ways Your Money Will Never Be the Same” An article about the changing investment landscape. Read the full article Update: Jeffery Kosnett, Senior Editor, discusses his article on ABC news 7 Ways your money will never be the same
The Oregon 529 College Savings Plan is selecting a new manager, and we have an opportunity to become “best in class”.
Over the five year market cycle from 2004 to 2008, the SPIVA scorecard shows that the S&P 500 outperformed 71.9% of actively managed large cap funds. These results are similar to that of the previous five year cycle from 1999 to 2003. The bear market of 2000 to 2002 showed similar outcomes. SPIVA draws its underlying data from University of Chicago’s CRSP Survivor-Bias-Free U.S. Mutual Fund Database.