Up to 11% of Certified Financial Planner™ certificants who work for brokerage or insurance firms were describing themselves as “Fee-Only” instead of “Fee and Commission”, according to a recent article in the Wall Street Journal. If a CFP® certificant isn’t accurately describing his or her compensation method, how can you trust that person with your financial future?
Fall Open Enrollment occurs each year from October 15 to December 7. During Fall Open Enrollment, people with Medicare can make changes to their existing Medicare coverage. While you can make as many changes as you want to your Medicare coverage during Fall Open Enrollment, the last change you make during this time will take effect on January 1, 2014. To avoid enrollment problems, it’s best to call 800-MEDICARE when making any changes to your Medicare health and/or drug coverage.