Tim Kober, CFP® | Advisor, Partner

My Roots: I grew up in Southern California. Swayed by countless classic rock songs, I dreamed of owning a car – the essence of teenage independence. There was just one problem: My parents insisted I pay for it myself. It took me a year to save enough money, riding my bicycle across town to my job pumping gas. I got my car (a blue 1964 Chevy El Camino). Plus, a funny thing happened along the way. Not only have I been an avid cyclist ever since, I learned you have to be patient and persistent to reach your goals.

Making My Way in Oregon: In the summer of my first year in Oregon, I signed up for a charity bike ride and met my future wife, with whom I shared a love for outdoor adventures. She became a college professor, and I thrived in the fast-paced world of technology and personal computers. I soon discovered my favorite role was being a strategic planner. I found it immensely satisfying to define a compelling vision and a path to get there, and then collaborating with a team to achieve our shared goal.

Defining Moments: One of my wife’s former students saw us walking together once. Brimming with enthusiasm, the student shared all she’d achieved after graduating, and let my wife know what a difference she had made. At that moment, I realized what I was missing. My high-tech career lacked this level of deep personal connection, and the individual impact it could create.

Becoming a Financial Life Planner: Combining my analytical mindset with my desire to work directly with families, I chose an encore career as a Financial Life Planner. Serendipitously, Peggy and I were on a similar life path, and we became business partners in 2011. Beyond our practice, I also value professional community. I have served in various roles within the National Association of Personal Financial Advisors, including chairing the NAPFA National Board of Directors in 2016–2017.

My “Why”: I am energized and rewarded by working with families to make their lives better. The personal interaction makes my life better too. What’s your story?